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Find the best Home Loan for you
How It Works
Initial Consultation
Understand your financial needs and recommend suitable loan options and Provide details about loan products, interest rates, tenure, and eligibility criteria
Application Assistance
Help you fill out the loan application form and Assist in gathering and submitting required documents (e.g., income proof, property details, credit score)
Loan Approval Support
Act as a liaison between you and the lender and Facilitate processes like property appraisal and background verification
Loan Disbursement
Ensure funds are transferred to the seller or builder after approval
Banking Partners
Documents Required &
Eligibility Criteria
Home Loan Documents Required:
| Identity Proof (any one) | Residence Proof (any one) | Other Documents |
|---|---|---|
| Driving License | Copy of Electricity Bill/Water Bill/Telephone Bill | Employer Identity Card |
| PAN Card | Copy of valid Passport/Aadhaar Card/Driving License | Duly filled loan application form affixed with 3 passport size photographs |
| Voter ID | Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions | |
| Valid Passport | Bank account statements for all the bank accounts owned by the applicant for the last six months |
Income Proof Documents:
| For Self-employed Applicant/Co-applicant: | For Salaried Applicant/Co-applicant: |
|---|---|
| Income Tax Returns for the last 3 years | Salary Slips for the last three months |
| Certificate of Qualification (for Doctors/CA and other professionals) | Copy of Form 16 or Income Tax Returns for the last two years |
| Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years | |
| Business License Details | |
| Business address proof | |
| TDS Certificate |
Home Loan Eligibility:
| Eligibility Criteria | Requirement |
|---|---|
| Age | Minimum Age: 18 years and Maximum Age: 70 years |
| Resident Type | The applicant must be (any one):
|
| Employment | The applicant can be (any one):
|
| Net Annual Income | At least Rs.5-6 lakh depending on the type of employment |
| Residence | The applicant must have (any one):
|
| Credit score | A good credit score of at least 750 or more obtained from a recognised credit bureau |